Hardship letters can sometimes be your chance of keeping your home or your property. It serves an important purpose especially if you cannot cope up with due payments to a mortgage company or to a bank. August 23, 2009 Name: Maria Emille Address: 78 Oaks Street, Sacramento, CA Mortgage Company: Glenn Mortgages Loan No: 234566-888 Dear Sir: I apologize for my delinquency in paying my mortgages for the past two months. I am having problems making my monthly payments because of financial difficulties aggravated by my lost my job.

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How Are Hardship Driver's Licenses Obtained? Hardship licenses are also known as Cinderella licenses, restricted or limited licenses, and work licenses. They are available to people whose arrest and OUI charges have resulted in the suspension of their driver's licenses. Smart cutter for dv and dvb keygen crack.

I am humbly requesting that you review my financial situation to see if I can qualify for a workout option. I believe that my situation is temporary and I hope that the option that you can give me will suit my financial status. I, Maria Emille, state that the information provided above is true and correct to the best of my knowledge. Maria Emille 8/23/09.

LIMITING SUSPENSION/REVOCATION OF DRIVERS’ LICENSES TO DRIVING-RELATED CONVICTIONS The Unfair Roadblock: While states have a legitimate interest in keeping individuals who are unfit to drive off the roads, many states have passed laws suspending or revoking the drivers’ licenses of people convicted of drug offenses, even when these offenses are unrelated to their ability to drive. Many states also provide no opportunity for these drivers to obtain restrictive licenses so that they can get to work, school or treatment. Taking away drivers’ licenses for an offense that is not related to the ability to drive and providing no opportunity to obtain restricted drivers’ licenses is harmful to the individuals, their family and communities by making it impossible for many of them to earn a living, go to school or receive health care, including drug or alcohol treatment. How to Remove the Roadblock: States should limit revocation or suspension of drivers’ licenses to driving-related drug offenses, such as driving under the influence of a controlled substance. States also should offer restricted licenses when appropriate so individuals whose licenses were suspended or revoked can work, go to school, and obtain health care. This tool kit provides materials advocates can use to seek reform of these laws, including. • • • • • • THE PROBLEM - WHAT NEEDS TO BE CHANGED The suspension or revocation of drivers’ licenses is a significant but often overlooked barrier to economic advancement for people with criminal records who have paid their debt to society and want to become productive, tax-paying citizens.

While there is a clear societal interest in keeping those who are unfit to drive off the roads, broadly restricting licenses for convictions unrelated to an individual’s ability to drive safely is an unfair penalty that does society more harm than good. Prohibiting people convicted of a non-driving-related drug offense from driving makes it harder for them to look for and keep jobs, participate in addiction treatment or healthcare, and get education or job training. Especially in suburban and rural areas that lack extensive public transportation, a valid driver's license can be crucial to an individual’s ability to successfully reenter society. In 1992, Congress amended the Federal Highway Apportionment Act to withhold a portion of federal highway funds from any state that failed to adopt a license suspension/revocation law for people convicted of drug offenses.